How to Make It
In a saucepan, whisk the milk, egg yolks, cream and sugar. Whisking constantly, bring the mixture just to a simmer over moderate heat, then reduce the heat to moderately low and cook until thickened, 15 minutes. Off the heat, stir in the chocolate until melted.
Pour the mixture into a heatproof bowl and let cool slightly. Press a sheet of plastic wrap onto the surface of the cremoso and refrigerate for at least 4 hours, until chilled and set.
In a medium bowl, toss the kiwi, strawberries and pear. Spoon the fruit onto plates and mound the cereal alongside. Scoop the cremoso on top of the fruit and serve.